Transforming lives through home ownership.
Kaenga Hou creates pathways to home ownership for whānau, hapū, and communities across Aotearoa where conventional finance can't reach.
Every year, whānau Māori are told by banks, ‘we cannot lend on that land’. They have the whenua. They have the aspiration. What they don't have is a finance system designed for Māori land structures. Kaenga Hou exists to change that.
Our Kaupapa
Kia tupu, kia puāwai te mana motuhake o ngā whānau.
Kaenga Hou Trust is a kaupapa Māori charitable trust. We walk alongside whānau, hapū, iwi, and community groups to create pathways to home ownership on Māori land across Te Tairāwhiti, Te Tai Tokerau, and Hawke's Bay.
We do what conventional finance cannot.
We bring together financial capability support, access to lending, and wraparound navigation, so whānau can move from aspiration to ownership on their own terms and on their own whenua.
Our home ownership pathways include Shared Ownership, Rent to Buy arrangements, and Licence to Occupy on whenua Māori.
Every project is different, so we don’t offer a one-size-fits-all solution. The right tool depends on the project, the land tenure, and the readiness of whānau involved. We work with iwi, hapū, marae, and community groups to understand what each situation needs and then structure the right pathway to suit.
He Ara Mau Kaenga
Embark on your home ownership journey with us!
Email us at kiaora@kaengahou.co.nz or fill out the form for more information.
We are proudly supported by organisations and partners who share our commitment to empowering whānau through sustainable pathways to home ownership. Together, we are building stronger futures grounded in whakapapa, community, and long-term wellbeing.
